INDUSTRY.co.id - Jakarta - PT Bank Rakyat Indonesia (Persero) Tbk continues to strengthen its role in presenting cross-border digital payment solutions through the development of QRIS Cross Border BRImo which can now also be used in China. This step is a manifestation of BRI's commitment in providing a seamless transaction experience for customers on the global scene.
This expansion is in line with the increasing mobility of Indonesian people abroad, including to China as one of the favorite destinations after the pandemic, which requires more practical and secure transaction solutions. Through the QRIS Cross Border feature at BRImo, customers can simply scan QR at local Chinese merchants to transact directly without the need to exchange cash. All payments will be automatically converted from rupiah balances at a transparent, competitive, and real-time exchange rate.
The implementation of QRIS Cross Border in China is also part of BRI's support for Bank Indonesia in expanding the connectivity of payment systems between countries. This is expected to improve the transaction efficiency of Indonesians abroad, strengthen Indonesia's position in the global digital financial ecosystem, and encourage the creation of an increasingly integrated cross-border payment network.
Director of Information Technology BRI Saladin Dharma Nugraha Effendi said that the development of QRIS Cross Border BRImo in China is part of BRI's efforts to strengthen digital services to support customer needs when traveling abroad.
"The presence of QRIS Cross Border BRImo in China has the opportunity to increase tourist transactions abroad, due to its ease of use. With this system, Indonesian tourists can directly shop at merchants in China that have integrated QRIS. In the future, BRI will continue to encourage digital service innovation that is relevant to the needs of the community while expanding the acceptance of Indonesia's digital payment system at the global level," said Saladin.
Through QRIS Cross Border BRImo in China, Indonesian tourists can now transact more easily at various Chinese merchants without the need to bring cash or look for money changers. The transaction process becomes faster and more convenient through a direct QR scan, with a system that automatically deducts rupiah balances and displays transaction details transparently in BRImo.
In addition to providing convenience, this solution also presents added value in the form of cost efficiency, because the exchange rate is competitive and often more profitable than physical exchanges. This provides travelers with a more cost-effective, convenient, and controlled transaction experience during their trip.
Not only that, every transaction made is also recorded in real-time in BRImo, making it easier for customers to monitor their expenses anytime and anywhere. This strengthens the aspect of financial control, while increasing the sense of security in transacting abroad.
In line with this, the adoption of BRI digital transaction services continues to show positive growth. Until the first quarter of 2026, QRIS BRI transaction volume was recorded at Rp30.5 trillion or grew 76% on an annual basis (year-on-year/YoY), with the number of transactions reaching 253 billion transactions or an increase of 86.7% YoY. Meanwhile, the transaction volume of super apps BRImo increased 29.4% YoY to Rp2,042.2 trillion.
